Important Information about Your Privacy

FACTS	WHAT DOES CLASSIC ONE INSURANCE DO WITH YOUR PERSONAL INFORMATION?
Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security Number Income Account Balances Employment Information Credit History Credit Score Checking Account Information When you are no longer our customer, we continue to share your information as described in this notice.
How?	All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Classic One Insurance chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information	Does Classic One Insurance share?	Can you limit sharing?
For our everyday business purposes Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes To offer our products and services to you	No	No
For joint marketing with other financial companies	No	No
For our affiliates' everyday business purposes Information about your transactions and experiences	No	We don't share
For our affiliates' everyday business purposes Information about creditworthiness	No	We don't share
For nonaffiliates to market to you	No	We don't share

Questions?

Classic One Insurance
2002 Broadway
Scottsbluff, NE 69361

Call 308-632-4158 or go to www.fsbcentral.com for branch locations.

	What we do
How does Classic One Insurance protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. Team members' access to personally identifiable information is limited according to individual job description and a need-to-know basis.
How does Classic One Insurance collect my personal information?	We collect your personal information, for example, when you: Apply for a loan Make a wire transfer Use your credit or debit card Give us employment history Give us your income information Open an account Deposit money Use your credit or debit card Non-public, confidential information is collected in the course of providing a product or service. We also collect your personal information from credit bureaus and from other companies.
Why can't I limit all sharing?	Federal law gives you the right to limit only: Sharing for affiliates' everyday business purposes – information about your creditworthiness Affiliates from using your information to market to you Sharing for non-affiliates to market to you State laws and individual companies may give you additional rights to limit sharing.

What we do

How does Classic One Insurance protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law.

These measures include computer safeguards and secured files and buildings.

Team members' access to personally identifiable information is limited according to individual job description and a need-to-know basis.

How does Classic One Insurance collect my personal information?

We collect your personal information, for example, when you:

Non-public, confidential information is collected in the course of providing a product or service.

We also collect your personal information from credit bureaus and from other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only:

Sharing for affiliates' everyday business purposes – information about your creditworthiness
Affiliates from using your information to market to you
Sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

	Definitions
Affiliates	Companies related by common ownership or control. They can be financial and non-financial companies. Our affiliates include Security First Bank, Cheyenne, WY & Classic One Insurance, Scottsbluff, NE..
Non-Affiliates	Companies not related by ownership or control. They can be financial or non-financial companies. Classic One Insurance does not share with non-affiliates so they can market to you.
Joint Marketing	A formal agreement between non-affiliated financial companies that together market products or financial products to you. Classic One Insurance doesn't jointly market.

Definitions

Affiliates

Companies related by common ownership or control.
They can be financial and non-financial companies.

Our affiliates include Security First Bank, Cheyenne, WY &
Classic One Insurance, Scottsbluff, NE..

Non-Affiliates

Companies not related by ownership or control.
They can be financial or non-financial companies.

Classic One Insurance does not share with non-affiliates so they can market to you.

Joint Marketing

A formal agreement between non-affiliated financial companies that together market products or financial products to you.

Classic One Insurance doesn't jointly market.

Member FDIC
www.fsbcentral.com